Let us help you save TIME & MONEY while increasing employee satisfaction.
We specialize in small to medium size businesses and provide Comprehensive Benefit Packages to meet employee coverage needs within your budget. Our goal is to make you more productive so that you can do WHAT YOU DO BEST and are not tied up with administrative functions, that your agent should be doing for you.
We provide the following:
- Full Market Analysis/Presentation showing your options and our recommendations.
- Employee Open Enrollment:
- Staff meetings to accomodate your schedules.
- Enrollment materials provided:
- Benefit summary including total premium & employee premium contributions.
- Carrier-specific benefit explanations.
- Applications/Waivers for enrollment.
- HIPAA Protection: Let our trained and licensed staff assist with any claim or benefit questions.
- Processing of enrollments, changes, & terminations.
- Ongoing Support regarding legal obligations:
- Certificates of Creditable Coverage (November 15th is the annual deadline).
- Required disclosure of Creditable Coverage to CMS (within 60 days of your renewal).
- Free resources are frequently available!
We have the availability of over 50 different insurance companies, which allows us to look at many companies and plans, in order to research and negotiate the best customized packages available for each individual business.
This allows us to provide the following BENEFITS :
- Medical & Rx - Fully Insured or Self-Funded
- Dental - Voluntary or Employer Paid.
- Vision
- Short Term Disability Insurance
- Long Term Disability Insurance
- Basic or Voluntary Life
- Identity Theft and Legal Plans- Voluntary and Employer Paid
- Cobra Services
- Flexible Spending Accounts & Health Savings Accounts
- Section 125 Cafeteria Plans
- XS360 Club (NEW)
For more information or to have our Employee Benefits Specialist contact you, please go to the contact us page or call 866-362-0035.